Senior Credit Analyst
Company: First Citizens Bank
Location: Paramus
Posted on: May 8, 2024
Job Description:
Overview: This position is responsible for analysis at the
highest level of complexity and data expertise. Assesses a wide
scope of factors affecting business profitability, growth, and
efficiency, and aids strategic initiatives to address identified
issues. Evaluates current practices, collects information and
industry trends, and creates specifications to support business
initiatives. Develops and implements process improvements.
Participates in special analytical projects and advanced technical
reporting. May provide a leadership role for the work group through
knowledge in the area of specialization. Responsibilities:
- This position is responsible for delivery of trusted report and
analytical solutions based on a wide-range of use cases for
portfolio monitoring and enablement of identification of emerging
risks within Credit Administration. This individual will partner
with key stakeholders within Credit Administration and various
internal lines of defense (e.g. Business Units, Credit, Enterprise
Risk Management, Credit Review, Internal Audit) as well as external
stake holders (e.g. External Auditors, Regulators) to create
relevant and meaningful analytical content and empower these
stakeholders with a deep understanding of the underlying business
segments. Duties & Responsibilities
- Advising - Create, develop, and nurture a "trusted advisor"
atmosphere and brand. Becoming ingrained in the business segment
operations allowing for the anticipation of reporting and analytics
needs as well as providing insights. Liaison between stakeholder
and Business Intelligence & Risk Reporting to collect requirements,
design, create, and enhance reports and Tableau dashboards that
satisfy stakeholder desires.
- Reporting - Create ad-hoc and recurring reports, presentations
materials, and memos by identifying, analyzing, and interpreting,
complex datasets; researching and understanding economic conditions
and external events; and combining internal stress testing results
and analytics in a clear, concise, and understandable manner
enabling data-driven risk management decision making.
- Meetings and Presentations - Attend various Credit
Administration meetings to gain relevant knowledge of emerging
risks and changes in credit appetites, policies, procedures and
standards.
- Growth and Improvement - Continuously enhancing knowledge &
skills regarding analytical tools, techniques, and methodologies.
Proactively looking for opportunities to enhance current analytical
capabilities and develop new analysis and reporting to better
support Credit Administration and the various Business Segments.
Qualifications: Basic Requirements:
- Bachelor's Degree and 6 years of experience in Analytics, or
modeling, or reporting OR High School Diploma or GED and 10 years
of experience in Analytics, or modeling, or reportingSkill(s):
Proficient in SAS applications, Microsoft Word, Excel, PowerPoint
and Visio, Database management experiencePreferred Requirments:
- Experience in Banking and Finance Industry, preferably within
credit analysis, underwriting or credit risk oversight.Experience
using Microsoft Office products (PowerPoint, Word, Excel, Outlook,
and Teams).Experience With Business Intelligence software
(Microsoft Power BI, Tableau and SQL).
Keywords: First Citizens Bank, Bloomfield , Senior Credit Analyst, Accounting, Auditing , Paramus, New Jersey
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